OVIB

Personal Insurance

Personal Insurance

Personal insurance is designed to protect people and their families from losses they couldn’t afford to cover on their own and reduces the financial uncertainty to make these losses manageable.

When it comes to personal insurance there is no shortage of choices available, but how do you choose when you can’t recognize the differences that exist between products? Naturally you gravitate toward the cheapest, not the best.

As an insurance broker, our experienced team exists solely to help you compare your choices and pinpoint the cover that’s right for you and won’t cost you at claim time.

Calculators

These useful calculators are provided on the Insurance Council Website. They can be used as a guide in assessing your risk exposure.

Most insurance policies pay out or carry out the works up to a set financial limit following an insured event. This is called the sum-insured and represents the maximum value of your policy. Choosing the right sum-insured for your property and contents is important. If you’ve undervalued your assets, you could be left out of pocket if you need to rebuild your home or replace your belongings.

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